WHO ARE WE?
Founded in 1999 by Josée Brouillette, A.JB is a company recognized for its rigor, expertise, unique approach, and dedication to its clients.
WHY CHOOSE A.JB?
For 25 years, we have helped over 12,000 clients free themselves from debt, regain financial freedom, and look towards the future.
THE PROCESS
It may involve a consumer proposal, a request for an annulled proposal, a concordat proposal, or bankruptcy.
A.JB Solutions in Montreal
You also have rights against your creditors!
A.JB SOLUTIONS offers insolvency services throughout the Montreal area and other surrounding cities. Over the past 25 years, we have helped thousands of people facing unbearable financial problems continue their lives with respect and dignity, while regaining financial freedom.
At A.JB, client satisfaction is paramount. More than half of our clients come from referrals. We are proud of this, and we continuously work to improve our service. Each client requires particular attention, as the problems and causes are all different. Our services are personalized and full of empathy.
People facing debt or insolvency issues can experience disastrous consequences for their relationships, families, social lives, and health. Financial problems are among the greatest life stressors. We are aware of this and support our clients through the storm until they can smile again!
Our services
Whether it's credit cards, personal loans, an overdraft, overdue rent or electricity bills, student loans, TPS and TVQ tax debts, overpayments of unemployment or social assistance benefits, or old bills.
We can support you in order to:
put an end to calls and harassment from creditors;
suspend certain legal proceedings;
stop wage garnishments or bank account seizures;
have your electricity reconnected;
protect your assets, such as your home, your vehicle, and your RRSPs;
help you resolve your tax files with the appropriate authorities;
guide you toward solutions that respect your budget.
In many situations, a single monthly payment—set according to your financial capacity and interest-free—can help restore your situation and allow you to regain financial stability.
Our team informs, supports, listens to, and guides you on your journey towards financial balance. We help you understand your credit file and the factors that influence it. Additionally, we will be an indispensable asset in rebuilding a good credit score. Our goal: to give you the tools necessary so you can continue living normally, even in difficult times.
Whether it’s learning how to budget, making a consumer proposal (or a second proposal if the first was annulled), drafting a concordat proposal, declaring bankruptcy, or simply getting answers to your questions, one call is enough to start living worry-free again.
Support, Financial Education, and Credit Rebuilding
Our team informs you, supports you, and guides you through every step toward a healthier financial balance. We help you understand your credit file, the factors that affect your credit score, and the practical ways to improve it.
Our goal is not only to resolve an urgent situation, but also to provide you with the tools you need to rebuild your financial stability and move forward with greater peace of mind, even after a difficult period.
Whether you want to learn how to create a budget, understand your rights when dealing with creditors, discuss a consumer proposal or bankruptcy, or simply get honest answers to your questions, a simple phone call can make all the difference.
Hearing Impaired Clients
A sign language interpreter can be made available for people who are hard of hearing, upon request. We are committed to providing an accessible, respectful, and inclusive service for everyone.
Our services!
SELF-EMPLOYED
If you are self-employed and struggling to pay debts such as taxes, TPS and TVQ, loans, credit cards, electricity bills, or rent, you (just like salaried workers) can make a consumer proposal to your creditors! This solution significantly reduces the total amount of your debts, allowing you to make only a reduced monthly payment for 5 years, without interest.
INSOLVENCY
Illness, unemployment, business closure, separation, gambling, alcohol, or drug problems: no matter the reasons that led to your insolvency, you have our utmost respect. Our clients go through tough times, and our duty is to alleviate the repercussions. Call us to learn more about the solutions available to you!
CREDITORS
A.JB’s mission is to protect you from creditors, inform you of your rights, and guide you towards the best solution by offering professional, respectful, and warm service, all while creating an environment where you will be treated with kindness. A human approach is at the core of our customer service, as we understand your burden.
SEIZURE
A.JB works quickly and efficiently to suspend all seizure procedures. Whether it’s wage garnishment, bank account garnishment, or electricity disconnection, A.JB’s mission is to protect your assets and salary, as well as stop creditor harassment. Remember, having debt problems is very common, especially in the current economic climate. In North America, few people are debt-free. We can help you gain clarity and relieve you of this immense burden.
Contact A.JB Solutions Montréal
You are not alone in facing your debts. Solutions exist, and you have rights. Contact us to schedule a confidential, judgment-free meeting.
Compliance Notice
A.JB Solutions provides information, support, and guidance services in matters related to debt and insolvency. A.JB Solutions is not a licensed insolvency trustee and does not administer proceedings under the Bankruptcy and Insolvency Act. Any consumer proposal, proposal under the Act, or bankruptcy is filed and administered exclusively by a licensed insolvency trustee, in accordance with legal requirements. A.JB Solutions acts as an information and support intermediary and collaborates with licensed insolvency trustees when the client’s situation requires it, in compliance with applicable laws and regulations.